Privacy Policy

At Smartguard, we take your privacy seriously. This policy outlines how we collect, use, and protect your personal information when you use our commercial vehicle insurance services.

Information We Collect

• Personal information (name, address, contact details)
• Vehicle information (make, model, VIN, usage details)
• Driving history and claims record
• Payment information

How We Use Your Information

We use your information to:

• Provide and manage your insurance policy
• Process claims
• Assess risks and calculate premiums
• Comply with legal and regulatory requirements
• Improve our services and develop new products

Data Protection

We implement strict security measures to protect your data, including:

• Encryption of sensitive information
• Regular security audits
• Employee training on data protection
• Limited access to personal information on a need-to-know basis

Sharing Your Information

We may share your information with:

• Insurance partners and service providers
• Legal and regulatory authorities when required
• Third-party claims administrators

We never sell your personal information to third parties.

Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate information
• Request deletion of your data (subject to legal requirements)
• Opt-out of marketing communications

Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any significant changes via email or through our website.

Contact Us

If you have any questions about our privacy policy or how we handle your data, please contact us at:

Smartguard Insurance
123 Insurance Avenue
Toronto, ON M5V 2T6
Canada
P: (416) 555-0123
E: [email protected]

Last updated: May 15, 2024